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Privacy Policy

Finanze Ltd are committed to protecting your privacy. This policy statement, together with any document referred to within, sets out the basis on which we will use the personal information you supply to us directly yourself or supplied to us by a third party. Finanze Ltd is responsible for the processing of the personal information you supply and is registered with the Information Commissioners Office under the UK Data Protection act 1998, registration number ZB283648.

Website

We have structured our website so that you can visit without identifying yourself or revealing any personal information.

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If you review or download information from the website, this information is tracked to enable us to provide you with tailored information and to give us information about your use of our website. This action will not personally identify you.

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Should you wish to complete a contact or enquiry form on the website or through our connected portals, we collect and store the personal information supplied to us via secure servers to enable us to fulfil your request.

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Any personal information you chose to disclose via the website or portals will be processed in accordance with this privacy notice.

What information do we collect?

To arrange a mortgage, loan or other plan or service for you, we will need to collect a wide range of personal data and financial related information. Our UK based team will only collect information that is pertinent to the service we provide. 

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We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

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Generally, we will delete personal data:

  • collected as part of services provided to you no later than ten years after completion of contract;

  • collected as part of quotes which are not taken up, no later than three years after the date of the quote.

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We will also collect credit or debit card details to make payments for Finanze Ltd services and to pass to relevant parties such as lenders and surveyors. This information will not be retained after payment has been made.

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We will retain and process your personal information based on our ‘Terms of Business’ contract with you, our statutory and legal obligations, our regulatory requirements and our legitimate business interests.

How is the information collected?

We collect information via a variety of means which include website forms, telephone calls, email, text messages, social media, post, fax and face to face meetings. We may also monitor and record our telephone conversations with you.

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The information may be collected directly by Finanze Ltd and its staff or from third parties to whom you have agreed may pass your personal information to Finanze Ltd.

How is the information used?

Finanze Ltd will use personal data received to process your request for a mortgage, loan or other plan or service on your behalf. You may advise us at any time should you no longer wish us to use your data. We will use the information in several ways to improve how we support our customers, which includes but is not limited to:

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  1. - Letting you know about changes to our products and services.

  2. - Confirmation of your identity.

  3. - Training of our staff and fraud Investigation and prevention.

  4. - Confirmation of the documents and information you provide to us.

  5. - Keeping our records up to date and complying with regulatory and legal obligations.

  6. - Administration and review of the mortgages, finance and products we have arranged for you.

  7. - Helping us to assess your needs for protection plans in connection with your borrowing.

  8. - Conducting surveys to help us improve our service.

Who will your information be shared with?

To arrange a mortgage, loan or other plan or service we will need to share your personal data with relevant third parties. These third parties include mortgage lenders, product providers, surveyors, solicitors and other parties that relate to your applications.

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When we proceed with a mortgage, loan or other plan or service for you and your data is shared with a lender or provider, we recommend you also read their Privacy Notice in conjunction with ours. 

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If your request for services has come from an introducer of business to Finanze Ltd, we may share limited information with the introducer for the purposes of keeping them informed as to how your application is progressing.

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We use third party software systems including cloud-based storage, to help us to manage mortgage, loan and product applications and to process and verify the personal information you supply to us. All software suppliers store any data in the UK and are subject to UK regulations including the UK Data Protection Regulations and are obliged to keep your details securely and use them only to fulfil the contracted service.

Marketing

We will seek your explicit consent to provide you with general market news and updates and to inform you of any products and services offered by Finanze Ltd and its associated companies that are not connected with your specific mortgage, loan or other plan or service. If you use a service offered by Finanze Ltd, you will not automatically be opted in to marketing without your consent. We will not provide your personal data to any unconnected third party in connection with marketing.

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We will obtain explicit consent from you either verbally, via our website, via meetings face to face including shows and events, by email, or by completion of a consent form and will keep a record of your consent.

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Marketing may include emails, telephone calls, social media and postal marketing. You can advise us of your preferences on how you would like us to provide marketing and the marketing content that is of most interest to you. You may update your preferences at anytime and you may also withdraw your consent at anytime.

Changes to our Privacy Policy

It may be necessary to update this privacy policy from time to time to meet legal, regulatory and commercial requirements. Please visit this page from time to time and take note of any changes. Any personal data collected prior to any change will not be affected by the change without your permission.

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On the 25th May 2018, The Data Protection Act 1998 was superseded by The Data Protection Act 2018 supplemented by GDPR. This Privacy Notice sets out most of your rights under the new act but may be updated further if regulation changes in the future.

Changes of ownership

Finanze Ltd may from time to time sell or transfer the control of the company. Any personal data supplied by you where relevant to the part of the business being sold or transferred will be transferred to the new owner or controlling party and will continue to be used under the terms of this policy for the purposes that the personal data was originally supplied to us.

Access

You have a right to access any personal information we hold about you. To request access or for any questions about this privacy policy please contact: Finanze Ltd, 124 City Road, London, EC1V 2NX, or by phone on 0208 058 5389 or through the form on the 'Contact Us' page.      

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If you have any concerns or complaints as to how We have handled Your Personal Data You may lodge a complaint with the UK’s data protection regulator, the ICO, who can be contacted through their website at https://ico.org.uk/global/contact-us/ or by writing to Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.

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Finanze is a trading style of Finanze Ltd, which is authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 990498.

 

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at corporate consumers based in the UK.

 

Not all services we offer are covered by the FCA. The FCA does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.  

There will be a fee for loan research and processing, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be a minimum of 1% of the gross loan value for standard transactions and 1.5% for specialist transactions.

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

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It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department, Finanze Ltd, 124 City Road, London, EC1V 2NX or call: 0208 058 5389. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk

To the fullest extent permitted by law, Finanze Ltd are not responsible for any errors or omissions in any statements, views, opinions, facts, figures, commentary or any other material found in this website, or for loss arising from its use or performance, or for the results of any actions or lack of action taken on the basis of information provided in this website. The topics covered in the website are complex and do not substitute the need for financial, legal, accounting, tax and other advice before making any decisions or taking any action based on information in this website.

The following Trade Marks of (i) FINANZE IT’S PERSONAL®, (ii) IT’S PERSONAL.® and (iii) FINANZE® belong solely to Finanze Group Ltd. Only Finanze Group Ltd have an exclusive right to use the Trade Marks. Finanze Group Ltd’s Trade Marks on this site represent some of the Trade Marks currently owned or controlled in the UK. Other Trade Marks may also be used Finanze Group Ltd.  The use of Trade Marks from this site are strictly prohibited unless you have prior written permission from Finanze Group Ltd.

© 2021-2024, Finanze Ltd (trading as Finanze) is a wholly owned subsidiary of Finanze Group Ltd. 

Company Number: 13805699. D-U-N-S® Number: 228531719.

Registered Address: 124 City Road, London, EC1V 2NX. All Rights Reserved

Privacy Policy

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